feat(parse): 增强文档解析工具链和智能字段提取

主要改进: - 优化 smartExtractList() 智能字段提取器 - 增强产品边界检测逻辑 - 完善 MCP 解析切换功能 - 优化 mockData 产品列表数据结构 - 更新计划书模板配置 Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

feat(parse): 增强文档解析工具链和智能字段提取
主要改进: - 优化 smartExtractList() 智能字段提取器 - 增强产品边界检测逻辑 - 完善 MCP 解析切换功能 - 优化 mockData 产品列表数据结构 - 更新计划书模板配置 Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
hookehuyr
Commit 2c59489782135fc64bbde64b75bb1b748ccf8ca8 2c594897 1 parent 936b7e4d
Showing 7 changed files with 591 additions and 54 deletions
docs/parsed-backup/backup-log.jsonl
docs/parsed-backup/parse-audit.jsonl
scripts/parse-docs.js
scripts/product-splitter.js
scripts/smart-field-extractor.js
src/config/plan-templates.js
src/utils/mockData.js
--- a/docs/parsed-backup/backup-log.jsonl
View file @2c59489
+++ b/docs/parsed-backup/backup-log.jsonl
View file @2c59489
@@ -5,3 +5,4 @@
 {"action":"update","backup_file":"/Users/huyirui/program/itomix/git/manulife-weapp/docs/parsed-backup/plan-templates.backup.1771078080604.js","target_file":"/Users/huyirui/program/itomix/git/manulife-weapp/src/config/plan-templates.js","form_sn_list":["savings-readme-a4296d1f"],"at":"2026-02-14T14:08:00.605Z"}
 {"action":"update","backup_file":"/Users/huyirui/program/itomix/git/manulife-weapp/docs/parsed-backup/plan-templates.backup.1771078351660.js","target_file":"/Users/huyirui/program/itomix/git/manulife-weapp/src/config/plan-templates.js","form_sn_list":["savings-2-148b3acd"],"at":"2026-02-14T14:12:31.660Z"}
 {"action":"update","backup_file":"/Users/huyirui/program/itomix/git/manulife-weapp/docs/parsed-backup/plan-templates.backup.1771080130974.js","target_file":"/Users/huyirui/program/itomix/git/manulife-weapp/src/config/plan-templates.js","form_sn_list":["savings-2-55bcffc2"],"at":"2026-02-14T14:42:10.974Z"}
+{"action":"update","backup_file":"/Users/huyirui/program/itomix/git/manulife-weapp/docs/parsed-backup/plan-templates.backup.1771137003708.js","target_file":"/Users/huyirui/program/itomix/git/manulife-weapp/src/config/plan-templates.js","form_sn_list":["life-insurance-3-d8fde07d"],"at":"2026-02-15T06:30:03.709Z"}
--- a/docs/parsed-backup/parse-audit.jsonl
View file @2c59489
+++ b/docs/parsed-backup/parse-audit.jsonl
View file @2c59489
@@ -28,3 +28,11 @@
 {"at":"2026-02-15T02:19:44.455Z","mode":"batch","options":{"dry_run":true},"summary":{"total_docs":1,"total_products":1,"success":1,"failed":0,"duration_ms":39,"success_list":[{"form_sn":"savings-3-8f4f27ad","product_name":"计划书模版3","file":"计划书模版3.docx"}],"failed_list":[],"total":1},"change_summary":{"ok":true,"dry_run":true,"updated_count":1,"form_sn_list":["savings-3-8f4f27ad"],"conflicts":[],"reason":null,"diff_preview":"--- plan-templates.js\n+++ plan-templates.js\n+   /**\n+    * 计划书模版3\n+    * @added 2026-02-15T02:19:44.438Z\n+    * @source docs/to-parse/计划书模版3.docx\n+    */\n+   'savings-3-8f4f27ad': {\n+     name: '计划书模版3',\n+     component: 'SavingsTemplate',\n+     category: 'savings',\n+     config: {\n+       currency: 'USD',\n+       payment_periods: [\"5年\",\"8年\",\"12年\",\"15年\"],\n+       age_range: { min: 0, max: 75 },\n+       insurance_period: '终身',\n+       withdrawal_plan: {\n+         enabled: true,\n+         currencies: ['HKD', 'USD', 'CNY'],\n+         default_currency: 'USD',\n+         withdrawal_modes: [\"年龄指定金额\",\"最高固定金额\"],\n+         withdrawal_periods: [\"1年\",\"3年\",\"5年\",\"10年\"]\n+       },\n+       form_schema: savingsFormSchema,\n+       submit_mapping: savingsSubmitMapping\n+     }\n+   }"}}
 {"at":"2026-02-15T02:20:31.001Z","mode":"batch","options":{"dry_run":true},"summary":{"total_docs":1,"total_products":4,"success":4,"failed":0,"duration_ms":47,"success_list":[{"form_sn":"savings-product-ef3dd50b","product_name":"宏摯傳承保障計劃 - 性別, 年齡, 出生年月日","file":"计划书模版2.docx"},{"form_sn":"savings-product-aaaa60f8","product_name":"宏摯家傳承保險計劃- 性別, 年齡, 出生年月日","file":"计划书模版2.docx"},{"form_sn":"savings-product-d1581522","product_name":"宏浚傳承保障計劃","file":"计划书模版2.docx"},{"form_sn":"savings-2-031c1237","product_name":"赤霞珠終身壽險計劃2基本人壽保障選項","file":"计划书模版2.docx"}],"failed_list":[],"total":4},"change_summary":{"ok":true,"dry_run":true,"updated_count":4,"form_sn_list":["savings-product-ef3dd50b","savings-product-aaaa60f8","savings-product-d1581522","savings-2-031c1237"],"conflicts":[],"reason":null,"diff_preview":"--- plan-templates.js\n+++ plan-templates.js\n+   /**\n+    * 宏摯傳承保障計劃 - 性別, 年齡, 出生年月日\n+    * @added 2026-02-15T02:20:30.982Z\n+    * @source docs/to-parse/计划书模版2.docx\n+    */\n+   'savings-product-ef3dd50b': {\n+     name: '宏摯傳承保障計劃 - 性別, 年齡, 出生年月日',\n+     component: 'SavingsTemplate',\n+     category: 'savings',\n+     config: {\n+       currency: 'USD',\n+       payment_periods: [\"整付\",\"3年\",\"5年\",\"10年\",\"15年\"],\n+       age_range: { min: 0, max: 75 },\n+       insurance_period: '终身',\n+       withdrawal_plan: {\n+         enabled: true,\n+         currencies: ['HKD', 'USD', 'CNY'],\n+         default_currency: 'USD',\n+         withdrawal_modes: [\"最高固定提取金额\"],\n+         withdrawal_periods: [\"1年\",\"3年\",\"5年\",\"10年\"]\n+       },\n+       form_schema: savingsFormSchema,\n+       submit_mapping: savingsSubmitMapping\n+     }\n+   },\n+ \n+   /**\n+    * 宏摯家傳承保險計劃- 性別, 年齡, 出生年月日\n+    * @added 2026-02-15T02:20:30.997Z\n+    * @source docs/to-parse/计划书模版2.docx\n+    */\n+   'savings-product-aaaa60f8': {\n+     name: '宏摯家傳承保險計劃- 性別, 年齡, 出生年月日',\n+     component: 'SavingsTemplate',\n+     category: 'savings',\n+     config: {\n+       currency: 'USD',\n+       payment_periods: [\"整付\",\"3年\",\"5年\"],\n+       age_range: { min: 0, max: 75 },\n+       insurance_period: '终身',\n+       withdrawal_plan: {\n+         enabled: true,\n+         currencies: ['HKD', 'USD', 'CNY'],\n+         default_currency: 'USD',\n+         withdrawal_modes: [\"年龄指定金额\",\"最高固定金额\"],\n+         withdrawal_periods: [\"1年\",\"3年\",\"5年\",\"10年\"]\n+       },\n+       form_schema: savingsFormSchema,\n+       submit_mapping: savingsSubmitMapping\n+     }\n+   },\n+ \n+   /**\n+    * 宏浚傳承保障計劃\n+    * @added 2026-02-15T02:20:30.997Z\n+    * @source docs/to-parse/计划书模版2.docx\n+    */\n+   'savings-product-d1581522': {"}}
 {"at":"2026-02-15T03:18:47.647Z","mode":"batch","options":{"dry_run":true},"summary":{"total_docs":1,"total_products":4,"success":4,"failed":0,"duration_ms":54,"success_list":[{"form_sn":"savings-product-ef3dd50b","product_name":"宏摯傳承保障計劃 - 性別, 年齡, 出生年月日","file":"计划书模版2.docx"},{"form_sn":"savings-product-aaaa60f8","product_name":"宏摯家傳承保險計劃- 性別, 年齡, 出生年月日","file":"计划书模版2.docx"},{"form_sn":"savings-product-d1581522","product_name":"宏浚傳承保障計劃","file":"计划书模版2.docx"},{"form_sn":"savings-2-031c1237","product_name":"赤霞珠終身壽險計劃2基本人壽保障選項","file":"计划书模版2.docx"}],"failed_list":[],"total":4},"change_summary":{"ok":true,"dry_run":true,"updated_count":4,"form_sn_list":["savings-product-ef3dd50b","savings-product-aaaa60f8","savings-product-d1581522","savings-2-031c1237"],"conflicts":[],"reason":null,"diff_preview":"--- plan-templates.js\n+++ plan-templates.js\n+   /**\n+    * 宏摯傳承保障計劃 - 性別, 年齡, 出生年月日\n+    * @added 2026-02-15T03:18:47.616Z\n+    * @source docs/to-parse/计划书模版2.docx\n+    */\n+   'savings-product-ef3dd50b': {\n+     name: '宏摯傳承保障計劃 - 性別, 年齡, 出生年月日',\n+     component: 'SavingsTemplate',\n+     category: 'savings',\n+     config: {\n+       currency: 'USD',\n+       payment_periods: [\"整付\",\"3年\",\"5年\",\"10年\",\"15年\"],\n+       age_range: { min: 0, max: 75 },\n+       insurance_period: '终身',\n+       withdrawal_plan: {\n+         enabled: true,\n+         currencies: ['HKD', 'USD', 'CNY'],\n+         default_currency: 'USD',\n+         withdrawal_modes: [\"最高固定提取金额\"],\n+         withdrawal_periods: [\"1年\",\"3年\",\"5年\",\"10年\"]\n+       },\n+       form_schema: savingsFormSchema,\n+       submit_mapping: savingsSubmitMapping\n+     }\n+   },\n+ \n+   /**\n+    * 宏摯家傳承保險計劃- 性別, 年齡, 出生年月日\n+    * @added 2026-02-15T03:18:47.644Z\n+    * @source docs/to-parse/计划书模版2.docx\n+    */\n+   'savings-product-aaaa60f8': {\n+     name: '宏摯家傳承保險計劃- 性別, 年齡, 出生年月日',\n+     component: 'SavingsTemplate',\n+     category: 'savings',\n+     config: {\n+       currency: 'USD',\n+       payment_periods: [\"整付\",\"3年\",\"5年\"],\n+       age_range: { min: 0, max: 75 },\n+       insurance_period: '终身',\n+       withdrawal_plan: {\n+         enabled: true,\n+         currencies: ['HKD', 'USD', 'CNY'],\n+         default_currency: 'USD',\n+         withdrawal_modes: [\"年龄指定金额\",\"最高固定金额\"],\n+         withdrawal_periods: [\"1年\",\"3年\",\"5年\",\"10年\"]\n+       },\n+       form_schema: savingsFormSchema,\n+       submit_mapping: savingsSubmitMapping\n+     }\n+   },\n+ \n+   /**\n+    * 宏浚傳承保障計劃\n+    * @added 2026-02-15T03:18:47.644Z\n+    * @source docs/to-parse/计划书模版2.docx\n+    */\n+   'savings-product-d1581522': {"}}
+{"at":"2026-02-15T05:43:33.427Z","mode":"single","options":{"dry_run":true},"summary":{"total_docs":1,"total_products":1,"success":1,"failed":0,"duration_ms":39,"success_list":[{"form_sn":"savings-4-a204daaf","product_name":"计划书模版4","file":"计划书模版4.docx"}],"failed_list":[],"total":1},"change_summary":{"ok":true,"dry_run":true,"updated_count":1,"form_sn_list":["savings-4-a204daaf"],"conflicts":[],"reason":null,"diff_preview":"--- plan-templates.js\n+++ plan-templates.js\n+   /**\n+    * 计划书模版4\n+    * @added 2026-02-15T05:43:33.409Z\n+    * @source docs/to-parse/计划书模版4.docx\n+    */\n+   'savings-4-a204daaf': {\n+     name: '计划书模版4',\n+     component: 'SavingsTemplate',\n+     category: 'savings',\n+     config: {\n+       currency: 'USD',\n+       payment_periods: [\"5年\",\"12年\",\"15年\"],\n+       age_range: { min: 0, max: 75 },\n+       insurance_period: '终身',\n+       withdrawal_plan: {\n+         enabled: true,\n+         currencies: ['HKD', 'USD', 'CNY'],\n+         default_currency: 'USD',\n+         withdrawal_modes: [\"年龄指定金额\",\"最高固定金额\"],\n+         withdrawal_periods: [\"1年\",\"3年\",\"5年\",\"10年\"]\n+       },\n+       form_schema: savingsFormSchema,\n+       submit_mapping: savingsSubmitMapping\n+     }\n+   }"}}
+{"at":"2026-02-15T05:45:13.034Z","mode":"batch","options":{"dry_run":true},"summary":{"total_docs":1,"total_products":1,"success":1,"failed":0,"duration_ms":39,"success_list":[{"form_sn":"savings-4-a204daaf","product_name":"计划书模版4","file":"计划书模版4.docx"}],"failed_list":[],"total":1},"change_summary":{"ok":true,"dry_run":true,"updated_count":1,"form_sn_list":["savings-4-a204daaf"],"conflicts":[],"reason":null,"diff_preview":"--- plan-templates.js\n+++ plan-templates.js\n+   /**\n+    * 计划书模版4\n+    * @added 2026-02-15T05:45:13.016Z\n+    * @source docs/to-parse/计划书模版4.docx\n+    */\n+   'savings-4-a204daaf': {\n+     name: '计划书模版4',\n+     component: 'SavingsTemplate',\n+     category: 'savings',\n+     config: {\n+       currency: 'USD',\n+       payment_periods: [\"5年\",\"12年\",\"15年\"],\n+       age_range: { min: 0, max: 75 },\n+       insurance_period: '终身',\n+       withdrawal_plan: {\n+         enabled: true,\n+         currencies: ['HKD', 'USD', 'CNY'],\n+         default_currency: 'USD',\n+         withdrawal_modes: [\"年龄指定金额\",\"最高固定金额\"],\n+         withdrawal_periods: [\"1年\",\"3年\",\"5年\",\"10年\"]\n+       },\n+       form_schema: savingsFormSchema,\n+       submit_mapping: savingsSubmitMapping\n+     }\n+   }"}}
+{"at":"2026-02-15T06:08:21.190Z","mode":"single","options":{"dry_run":true},"summary":{"total_docs":1,"total_products":1,"success":1,"failed":0,"duration_ms":51,"success_list":[{"form_sn":"life-insurance-3-d8fde07d","product_name":"长宁終身壽險計劃3","file":"计划书模版4.docx"}],"failed_list":[],"total":1},"change_summary":{"ok":true,"dry_run":true,"updated_count":1,"form_sn_list":["life-insurance-3-d8fde07d"],"conflicts":[],"reason":null,"diff_preview":"--- plan-templates.js\n+++ plan-templates.js\n+   /**\n+    * 长宁終身壽險計劃3\n+    * @added 2026-02-15T06:08:21.159Z\n+    * @source docs/to-parse/计划书模版4.docx\n+    */\n+   'life-insurance-3-d8fde07d': {\n+     name: '长宁終身壽險計劃3',\n+     component: 'LifeInsuranceTemplate',\n+     config: {\n+       currency: 'USD',\n+       payment_periods: [\"5年\",\"12年\",\"15年\"],\n+       age_range: { min: 0, max: 75 },\n+       insurance_period: '终身',\n+       form_schema: protectionFormSchema,\n+       submit_mapping: baseSubmitMapping\n+     }\n+   }"}}
+{"at":"2026-02-15T06:12:50.918Z","mode":"single","options":{"dry_run":true},"summary":{"total_docs":1,"total_products":1,"success":1,"failed":0,"duration_ms":39,"success_list":[{"form_sn":"life-insurance-3-d8fde07d","product_name":"长宁終身壽險計劃3","file":"计划书模版4.docx"}],"failed_list":[],"total":1},"change_summary":{"ok":true,"dry_run":true,"updated_count":1,"form_sn_list":["life-insurance-3-d8fde07d"],"conflicts":[],"reason":null,"diff_preview":"--- plan-templates.js\n+++ plan-templates.js\n+   /**\n+    * 长宁終身壽險計劃3\n+    * @added 2026-02-15T06:12:50.901Z\n+    * @source docs/to-parse/计划书模版4.docx\n+    */\n+   'life-insurance-3-d8fde07d': {\n+     name: '长宁終身壽險計劃3',\n+     component: 'LifeInsuranceTemplate',\n+     config: {\n+       currency: 'USD',\n+       payment_periods: [\"5年\",\"12年\",\"15年\",\"终身\"],\n+       age_range: { min: 0, max: 75 },\n+       insurance_period: '终身',\n+       form_schema: protectionFormSchema,\n+       submit_mapping: baseSubmitMapping\n+     }\n+   }"}}
+{"at":"2026-02-15T06:13:11.114Z","mode":"single","options":{"dry_run":true},"summary":{"total_docs":1,"total_products":1,"success":1,"failed":0,"duration_ms":39,"success_list":[{"form_sn":"life-insurance-3-d8fde07d","product_name":"长宁終身壽險計劃3","file":"计划书模版4.docx"}],"failed_list":[],"total":1},"change_summary":{"ok":true,"dry_run":true,"updated_count":1,"form_sn_list":["life-insurance-3-d8fde07d"],"conflicts":[],"reason":null,"diff_preview":"--- plan-templates.js\n+++ plan-templates.js\n+   /**\n+    * 长宁終身壽險計劃3\n+    * @added 2026-02-15T06:13:11.097Z\n+    * @source docs/to-parse/计划书模版4.docx\n+    */\n+   'life-insurance-3-d8fde07d': {\n+     name: '长宁終身壽險計劃3',\n+     component: 'LifeInsuranceTemplate',\n+     config: {\n+       currency: 'USD',\n+       payment_periods: [\"5年\",\"12年\",\"15年\",\"终身\"],\n+       age_range: { min: 0, max: 75 },\n+       insurance_period: '终身',\n+       form_schema: protectionFormSchema,\n+       submit_mapping: baseSubmitMapping\n+     }\n+   }"}}
+{"at":"2026-02-15T06:17:26.826Z","mode":"single","options":{"dry_run":true},"summary":{"total_docs":1,"total_products":1,"success":1,"failed":0,"duration_ms":38,"success_list":[{"form_sn":"life-insurance-3-d8fde07d","product_name":"长宁終身壽險計劃3","file":"计划书模版4.docx"}],"failed_list":[],"total":1},"change_summary":{"ok":true,"dry_run":true,"updated_count":1,"form_sn_list":["life-insurance-3-d8fde07d"],"conflicts":[],"reason":null,"diff_preview":"--- plan-templates.js\n+++ plan-templates.js\n+   /**\n+    * 长宁終身壽險計劃3\n+    * @added 2026-02-15T06:17:26.808Z\n+    * @source docs/to-parse/计划书模版4.docx\n+    */\n+   'life-insurance-3-d8fde07d': {\n+     name: '长宁終身壽險計劃3',\n+     component: 'LifeInsuranceTemplate',\n+     config: {\n+       currency: 'USD',\n+       payment_periods: [\"5年\",\"12年\",\"15年\",\"20年\"],\n+       age_range: { min: 0, max: 75 },\n+       insurance_period: '终身',\n+       form_schema: protectionFormSchema,\n+       submit_mapping: baseSubmitMapping\n+     }\n+   }"}}
+{"at":"2026-02-15T06:17:45.723Z","mode":"single","options":{"dry_run":true},"summary":{"total_docs":1,"total_products":1,"success":1,"failed":0,"duration_ms":38,"success_list":[{"form_sn":"life-insurance-3-d8fde07d","product_name":"长宁終身壽險計劃3","file":"计划书模版4.docx"}],"failed_list":[],"total":1},"change_summary":{"ok":true,"dry_run":true,"updated_count":1,"form_sn_list":["life-insurance-3-d8fde07d"],"conflicts":[],"reason":null,"diff_preview":"--- plan-templates.js\n+++ plan-templates.js\n+   /**\n+    * 长宁終身壽險計劃3\n+    * @added 2026-02-15T06:17:45.705Z\n+    * @source docs/to-parse/计划书模版4.docx\n+    */\n+   'life-insurance-3-d8fde07d': {\n+     name: '长宁終身壽險計劃3',\n+     component: 'LifeInsuranceTemplate',\n+     config: {\n+       currency: 'USD',\n+       payment_periods: [\"5年\",\"12年\",\"15年\",\"20年\"],\n+       age_range: { min: 0, max: 75 },\n+       insurance_period: '终身',\n+       form_schema: protectionFormSchema,\n+       submit_mapping: baseSubmitMapping\n+     }\n+   }"}}
+{"at":"2026-02-15T06:30:03.709Z","mode":"single","options":{"dry_run":false},"summary":{"total_docs":1,"total_products":1,"success":1,"failed":0,"duration_ms":39,"success_list":[{"form_sn":"life-insurance-3-d8fde07d","product_name":"长宁終身壽險計劃3","file":"计划书模版4.docx"}],"failed_list":[],"total":1},"change_summary":{"ok":true,"dry_run":false,"updated_count":1,"form_sn_list":["life-insurance-3-d8fde07d"],"conflicts":[],"reason":null}}
--- a/scripts/parse-docs.js
View file @2c59489
+++ b/scripts/parse-docs.js
View file @2c59489
@@ -15,6 +15,12 @@
  *
  * # 查看待处理文档
  * npm run parse:docs -- --list
+ *
+ * # 应用审核通过的配置
+ * npm run parse:docs -- --apply=计划书模版4
+ *
+ * # 预览应用配置（不实际修改）
+ * npm run parse:docs -- --apply=计划书模版4 --dry-run
  */
 import crypto from 'crypto'
 import fs from 'fs'
@@ -976,17 +982,27 @@ ${code.trim()}
 ## 📋 审核后操作
-### 确认无误
+### 方法 1：自动应用（推荐）
+\`\`\`bash
+# 预览变更（不实际修改）
+pnpm parse:docs -- --apply=${baseFileName} --dry-run
+
+# 确认无误后，正式应用
+pnpm parse:docs -- --apply=${baseFileName}
+
+# 说明：
+# 1. 自动提取配置代码并插入到 src/config/plan-templates.js
+# 2. 自动创建备份文件（docs/parsed-backup/）
+# 3. 自动将审核文件移动到 docs/parse-audit/approved/
+\`\`\`
+
+### 方法 2：手动操作
 \`\`\`bash
 # 1. 移动到 approved 目录
 mv docs/parse-audit/pending/${baseFileName}/${auditFileName} \\
    docs/parse-audit/approved/
-# 2. 合并到正式配置
+# 2. 手动复制"生成配置片段"到 src/config/plan-templates.js
-# 手动复制或使用工具合并到 src/config/plan-templates.js
-
-# 3. 删除待审核文件（可选）
-rm docs/parse-audit/pending/${baseFileName}/${auditFileName}
 \`\`\`
 ### 需要修改
@@ -1402,6 +1418,189 @@ function rollbackConfigFile(backupFile) {
     return true
 }
+/**
+ * 从审核文件应用配置到 plan-templates.js
+ *
+ * @description 读取审核 markdown 文件，提取配置代码，插入到配置文件中
+ * @param {string} auditFileName - 审核文件名（不含路径，如 "计划书模版4"）
+ * @param {Object} options - 选项
+ * @param {boolean} options.dry_run - 是否仅预览
+ * @returns {Object} 应用结果
+ */
+function applyAuditFile(auditFileName, options = {}) {
+    const PENDING_DIR = path.resolve(process.cwd(), 'docs/parse-audit/pending')
+    const APPROVED_DIR = path.resolve(process.cwd(), 'docs/parse-audit/approved')
+
+    // 1. 查找审核文件
+    let auditFile = null
+    let sourceDir = null
+
+    // 先在 pending 目录查找
+    const pendingDirs = fs.existsSync(PENDING_DIR) ? fs.readdirSync(PENDING_DIR) : []
+    for (const dir of pendingDirs) {
+        const dirPath = path.join(PENDING_DIR, dir)
+        if (fs.statSync(dirPath).isDirectory()) {
+            const files = fs.readdirSync(dirPath).filter(f => f.endsWith('.md'))
+            for (const file of files) {
+                // 匹配文件名或目录名
+                const normalizedName = dir.replace(/\s+/g, '').toLowerCase()
+                const normalizedInput = auditFileName.replace(/\s+/g, '').toLowerCase()
+                if (normalizedName.includes(normalizedInput) || normalizedInput.includes(normalizedName)) {
+                    auditFile = path.join(dirPath, file)
+                    sourceDir = PENDING_DIR
+                    break
+                }
+            }
+        }
+        if (auditFile) break
+    }
+
+    // 如果 pending 没找到，在 approved 目录查找
+    if (!auditFile && fs.existsSync(APPROVED_DIR)) {
+        const approvedFiles = fs.readdirSync(APPROVED_DIR).filter(f => f.endsWith('.md'))
+        for (const file of approvedFiles) {
+            // 从文件名提取产品名（格式：YYYY-MM-DD-产品名.md）
+            const match = file.match(/^\d{4}-\d{2}-\d{2}-(.+)\.md$/)
+            if (match) {
+                const normalizedName = match[1].replace(/\s+/g, '').toLowerCase()
+                const normalizedInput = auditFileName.replace(/\s+/g, '').toLowerCase()
+                if (normalizedName.includes(normalizedInput) || normalizedInput.includes(normalizedName)) {
+                    auditFile = path.join(APPROVED_DIR, file)
+                    sourceDir = APPROVED_DIR
+                    break
+                }
+            }
+        }
+    }
+
+    if (!auditFile) {
+        console.error("❌ 找不到审核文件: " + auditFileName)
+        console.log("   搜索目录:")
+        console.log("   - docs/parse-audit/pending/")
+        console.log("   - docs/parse-audit/approved/")
+        return { ok: false, reason: 'file_not_found' }
+    }
+
+    console.log("\n📄 找到审核文件: " + auditFile)
+
+    // 2. 读取审核文件内容
+    const content = fs.readFileSync(auditFile, 'utf-8')
+
+    // 3. 提取配置代码片段
+    const configMatch = content.match(/## 🧩 生成配置片段\s*\n+```javascript\s*\n([\s\S]*?)```/)
+    if (!configMatch) {
+        console.error("❌ 无法从审核文件中提取配置代码")
+        return { ok: false, reason: 'config_not_found' }
+    }
+
+    const configCode = configMatch[1].trim()
+    console.log("\n📝 提取的配置代码:")
+    console.log("-".repeat(40))
+    console.log(configCode)
+    console.log("-".repeat(40))
+
+    // 4. 提取 form_sn 用于去重检查
+    const formSnMatch = configCode.match(/'([^']+)':\s*\{/)
+    const formSn = formSnMatch ? formSnMatch[1] : null
+
+    if (!formSn) {
+        console.error("❌ 无法从配置代码中提取 form_sn")
+        return { ok: false, reason: 'form_sn_not_found' }
+    }
+
+    console.log("\n🔑 form_sn: " + formSn)
+
+    // 5. 读取现有配置文件
+    const existingContent = fs.readFileSync(CONFIG_FILE, 'utf-8')
+
+    // 检查是否已存在
+    if (existingContent.includes(`'${formSn}':`)) {
+        console.error("❌ 配置文件中已存在 form_sn: " + formSn)
+        console.log("   如需更新，请先手动删除旧配置")
+        return { ok: false, reason: 'duplicate', formSn }
+    }
+
+    // 6. 找到插入位置（PLAN_TEMPLATES 对象的结束位置）
+    // 查找最后一个产品配置的结束位置
+    const insertPattern = /(\n\s*'\w+[^']+':\s*\{[\s\S]*?\n\s*\}\s*,?\s*)(\n\})/
+    const match = existingContent.match(insertPattern)
+
+    if (!match) {
+        console.error("❌ 无法定位插入位置")
+        return { ok: false, reason: 'insert_not_found' }
+    }
+
+    // 7. 构建新配置（确保有逗号）
+    let newConfigEntry = configCode
+    // 确保配置以逗号结尾
+    if (!newConfigEntry.trimEnd().endsWith(',')) {
+        newConfigEntry = newConfigEntry.trimEnd() + ','
+    }
+
+    // 8. 插入配置
+    const insertPosition = match.index + match[1].length
+    const updatedContent =
+        existingContent.slice(0, insertPosition) +
+        '\n\n' +
+        newConfigEntry +
+        existingContent.slice(insertPosition)
+
+    if (options.dry_run) {
+        console.log("\n🧪 dry-run 模式，变更预览:")
+        console.log("-".repeat(40))
+        console.log("将插入以下配置:")
+        console.log(newConfigEntry)
+        console.log("-".repeat(40))
+        return { ok: true, dry_run: true, formSn }
+    }
+
+    // 9. 备份并写入
+    let backupFile = null
+    if (fs.existsSync(CONFIG_FILE)) {
+        ensureDir(BACKUP_DIR)
+        backupFile = path.join(BACKUP_DIR, `plan-templates.backup.${Date.now()}.js`)
+        fs.copyFileSync(CONFIG_FILE, backupFile)
+        console.log("\n💾 已备份到: " + backupFile)
+    }
+
+    writeFile(CONFIG_FILE, updatedContent)
+    console.log("\n✅ 配置已更新: " + CONFIG_FILE)
+
+    writeBackupLog({
+        action: 'apply_audit',
+        backup_file: backupFile,
+        target_file: CONFIG_FILE,
+        audit_file: auditFile,
+        form_sn: formSn,
+        at: new Date().toISOString()
+    })
+
+    // 10. 移动审核文件到 approved 目录（如果是从 pending 来的）
+    if (sourceDir === PENDING_DIR) {
+        ensureDir(APPROVED_DIR)
+        const fileName = path.basename(auditFile)
+        const approvedPath = path.join(APPROVED_DIR, fileName)
+
+        // 检查目标是否已存在
+        if (fs.existsSync(approvedPath)) {
+            console.log("⚠️  approved 目录已存在同名文件，跳过移动")
+        } else {
+            fs.renameSync(auditFile, approvedPath)
+            console.log("📁 审核文件已移动到: " + approvedPath)
+
+            // 删除空的 pending 子目录
+            const pendingSubDir = path.dirname(auditFile)
+            const remainingFiles = fs.readdirSync(pendingSubDir).filter(f => !f.startsWith('.'))
+            if (remainingFiles.length === 0) {
+                fs.rmdirSync(pendingSubDir)
+                console.log("🗑️  已删除空目录: " + pendingSubDir)
+            }
+        }
+    }
+
+    return { ok: true, formSn, backupFile }
+}
+
 function updateConfigFile(newConfigs, options = {}) {
   console.log("\n" + "=".repeat(60))
   console.log("📝 更新配置文件: " + CONFIG_FILE)
@@ -1563,9 +1762,16 @@ async function main() {
   const listMode = args.includes('--list')
   const fileMode = args.find(arg => arg.startsWith('--file='))
   const writeMode = args.includes('--write-config')
-  const dryRunMode = args.includes('--dry-run') || !writeMode
   const rollbackMode = args.find(arg => arg.startsWith('--rollback='))
   const statusMode = args.includes('--status')
+  const applyMode = args.find(arg => arg.startsWith('--apply='))
+
+  // dry-run 逻辑：
+  // 1. 如果显式指定 --dry-run，则 dry-run
+  // 2. 如果是 apply 模式，默认不 dry-run（除非显式指定）
+  // 3. 如果是解析模式，默认 dry-run（除非显式指定 --write-config）
+  const explicitDryRun = args.includes('--dry-run')
+  const dryRunMode = applyMode ? explicitDryRun : (!writeMode && !explicitDryRun || explicitDryRun)
   // 检查解析器选择
   const parserModeArg = args.find(arg => arg.startsWith('--parser='))
@@ -1586,6 +1792,11 @@ async function main() {
   if (rollbackMode) {
     const backupFile = rollbackMode.split('=')[1]
     rollbackConfigFile(backupFile)
+  } else if (applyMode) {
+    // 从审核文件应用配置
+    const auditFileName = applyMode.split('=')[1]
+    const applyOptions = { dry_run: dryRunMode }
+    applyAuditFile(auditFileName, applyOptions)
   } else if (listMode) {
     // 列出模式
     const docs = getDocsToParse()
--- a/scripts/product-splitter.js
View file @2c59489
+++ b/scripts/product-splitter.js
View file @2c59489
@@ -16,6 +16,7 @@
  * - GC宏摯家傳承保險計劃- 性別, 年齡, 出生年月日
  * - FA 宏浚傳承保障計劃
  * - LV2 赤霞珠終身壽險計劃2基本人壽保障選項
+ * - LV3 长宁終身壽險計劃3
  */
 const PRODUCT_TITLE_PATTERNS = [
   // 产品代码 + 产品名称 + 可选后缀
@@ -31,14 +32,17 @@ const PRODUCT_TITLE_PATTERNS = [
   /^([^\n]{2,30}?(?:計劃|计划|保障|保险|壽險|壽险)[^\n]*)/gm,
   // 产品代码开头的行
-  /^([A-Z]{2,4}\d?)\s*[-:]\s*([^\n]+)/gm
+  /^([A-Z]{2,4}\d?)\s*[-:]\s*([^\n]+)/gm,
+
+  // 新增：产品代码 + 产品名称 + 数字后缀（如 "LV3 长宁終身壽險計劃3"）
+  /^([A-Z]{2,3}\d?)\s+([^\n]{2,25}?(?:計劃|计划|壽險|壽险)\d?)/gm
 ]
 /**
  * 产品代码前缀列表（用于优先匹配）
  */
 const PRODUCT_CODE_PREFIXES = [
-  'GS', 'GC', 'FA', 'LV2', 'LV', 'CR', 'HR', 'PR', 'SR',
+  'GS', 'GC', 'FA', 'LV2', 'LV3', 'LV', 'CR', 'HR', 'PR', 'SR',
   'TR', 'UR', 'WR', 'XR', 'YR', 'ZR'
 ]
@@ -62,10 +66,11 @@ export function detectProductCount(content) {
 export function findProductTitles(content) {
   const products = []
   const seenCodes = new Set()
+  const seenNames = new Set()
   // 策略1: 优先匹配产品代码前缀
   for (const prefix of PRODUCT_CODE_PREFIXES) {
-    // 匹配 "GS宏摯傳承保障計劃" 或 "GS 宏摯傳承保障計劃"
+    // 匹配 "GS宏摯傳承保障計劃" 或 "GS 宏摯傳承保障計劃" 或 "LV3 长宁終身壽險計劃3"
     const regex = new RegExp(
       `^(${prefix}\\d?)\\s*([\\u4e00-\\u9fa5]+(?:計劃|计划|保障|保险|壽險|壽险)[^\\n]*)`,
       'gm'
@@ -76,9 +81,11 @@ export function findProductTitles(content) {
       const code = match[1]
       const name = match[2].trim()
-      // 去重
+      // 去重（基于代码或名称）
-      if (seenCodes.has(code)) continue
+      const nameKey = name.replace(/\s+/g, '').toLowerCase()
+      if (seenCodes.has(code) || seenNames.has(nameKey)) continue
       seenCodes.add(code)
+      seenNames.add(nameKey)
       products.push({
         index: match.index,
@@ -99,14 +106,51 @@ export function findProductTitles(content) {
       const fullTitle = match[0].trim()
       if (fullTitle.length < 5) continue // 过滤太短的匹配
+      const code = match[1] || null
+      const name = match[2] || fullTitle
+
+      // 去重
+      const nameKey = name.replace(/\s+/g, '').toLowerCase()
+      if (seenNames.has(nameKey)) continue
+      if (code) seenCodes.add(code)
+      seenNames.add(nameKey)
+
+      products.push({
+        index: match.index,
+        code,
+        name,
+        fullTitle
+      })
+    }
+  }
+
+  // 策略3: 新增 - 识别包含"计划"但不包含产品代码的行（纯计划书名称）
+  // 适用于标题如 "宏挚传承保障计划" 或 "长宁终身寿险计划3"
+  if (products.length === 0) {
+    const planNameRegex = /^([^\n]{2,30}?(?:計劃|计划)[^\n]*)/gm
+    let match
+
+    while ((match = planNameRegex.exec(content)) !== null) {
+      const fullTitle = match[1].trim()
+
+      // 排除太短或包含其他关键词的行
+      if (fullTitle.length < 5 || fullTitle.includes('選項') || fullTitle.includes('选项')) continue
+
+      // 检查是否是产品名称（通常包含"保障"、"保险"、"寿险"等关键词）
+      if (/(?:保障|保险|壽險|壽险|传承|家传)/.test(fullTitle)) {
+        const nameKey = fullTitle.replace(/\s+/g, '').toLowerCase()
+        if (!seenNames.has(nameKey)) {
+          seenNames.add(nameKey)
           products.push({
             index: match.index,
-        code: match[1] || null,
+            code: null,
-        name: match[2] || fullTitle,
+            name: fullTitle.split(/[-—:：]/)[0].trim(), // 移除后缀说明
             fullTitle
           })
         }
       }
+    }
+  }
   // 按出现位置排序
   products.sort((a, b) => a.index - b.index)
--- a/scripts/smart-field-extractor.js
View file @2c59489
+++ b/scripts/smart-field-extractor.js
View file @2c59489
@@ -8,6 +8,107 @@
  */
 /**
+ * 保险缴费年期匹配模式
+ *
+ * @description 用于识别各种格式的缴费年期选项
+ * @constant {Object}
+ */
+const PAYMENT_PERIOD_PATTERNS = {
+  // 一次性缴费关键词
+  singlePayment: ['整付', '趸交', '躉繳', 'lump sum', 'single'],
+  // 数字+年格式（3年、5年、10年等）
+  yearlyPattern: /^(\d+)\s*年$/,
+  // 至X岁格式
+  untilAgePattern: /^至?\s*(\d+)\s*岁$/,
+  // 列表项格式（- 3年、• 5年等）
+  listItemPattern: /^[-•·]\s*(.+)$/
+}
+
+/**
+ * 检查是否为有效的缴费年期选项
+ *
+ * @param {string} text - 待检查文本
+ * @returns {boolean} 是否为有效缴费年期
+ */
+const isValidPaymentPeriod = (text) => {
+  const trimmed = text.trim()
+
+  // 排除无效关键字
+  if (trimmed.includes('投保') || trimmed.includes('年龄') || trimmed.includes('年齡')) {
+    return false
+  }
+
+  // 1. 匹配 "X年" 格式
+  if (PAYMENT_PERIOD_PATTERNS.yearlyPattern.test(trimmed)) {
+    return true
+  }
+
+  // 2. 匹配 "至X岁" 格式
+  if (PAYMENT_PERIOD_PATTERNS.untilAgePattern.test(trimmed)) {
+    return true
+  }
+
+  // 3. 匹配一次性缴费关键词
+  if (PAYMENT_PERIOD_PATTERNS.singlePayment.some(kw =>
+    trimmed.toLowerCase() === kw.toLowerCase()
+  )) {
+    return true
+  }
+
+  // 4. 匹配列表项格式（提取内容后递归检查）
+  const listItemMatch = trimmed.match(PAYMENT_PERIOD_PATTERNS.listItemPattern)
+  if (listItemMatch) {
+    return isValidPaymentPeriod(listItemMatch[1])
+  }
+
+  // 5. 通用匹配：包含"年"或"岁"或"交"的短文本（2-10字符）
+  if (trimmed.length >= 2 && trimmed.length <= 10) {
+    if (/年|岁|交|付/.test(trimmed)) {
+      return true
+    }
+  }
+
+  return false
+}
+
+/**
+ * 标准化缴费年期选项
+ *
+ * @param {string} text - 原始文本
+ * @returns {string} 标准化后的文本
+ */
+const normalizePaymentPeriod = (text) => {
+  const trimmed = text.trim()
+
+  // 标准化一次性缴费
+  if (PAYMENT_PERIOD_PATTERNS.singlePayment.some(kw =>
+    trimmed.toLowerCase() === kw.toLowerCase()
+  )) {
+    return '整付'
+  }
+
+  // 标准化 "X年" 格式
+  const yearlyMatch = trimmed.match(PAYMENT_PERIOD_PATTERNS.yearlyPattern)
+  if (yearlyMatch) {
+    return `${yearlyMatch[1]}年`
+  }
+
+  // 标准化 "至X岁" 格式
+  const ageMatch = trimmed.match(PAYMENT_PERIOD_PATTERNS.untilAgePattern)
+  if (ageMatch) {
+    return `至${ageMatch[1]}岁`
+  }
+
+  // 处理列表项格式
+  const listItemMatch = trimmed.match(PAYMENT_PERIOD_PATTERNS.listItemPattern)
+  if (listItemMatch) {
+    return normalizePaymentPeriod(listItemMatch[1])
+  }
+
+  return trimmed
+}
+
+/**
  * 字段提取规则配置
  *
  * @description 定义每个字段的匹配规则、优先级和默认值
@@ -20,13 +121,30 @@ const FIELD_RULES = {
       /产品名称[：:]\s*([^\n]+)/,
       /计划书名称[：:]\s*([^\n]+)/,
       /Product\s+Name[：:]\s*([^\n]+)/i,
-      /^#\s+(.+)$/m // Markdown 标题
+      /^#\s+(.+)$/m, // Markdown 标题
+      // 新增：识别包含"计划"的标题行（如 "LV3 长宁終身壽險計劃3"）
+      // 格式：产品代码 + 中文产品名（包含"計劃/计划"）
+      /^[A-Z]{2,4}\d?\s*[-:：]?\s*([^\n]*(?:計劃|计划)[^\n]*)/m,
+      // 纯产品名称（包含"計劃/计划"）- 通常为计划书名称
+      /^([^\n]{2,30}?(?:計劃|计划)[^\n]*)/m
     ],
     fallback: null, // 必填，无默认值
-    required: true
+    required: true,
+    postProcess: (value) => {
+      // 处理正则匹配结果（数组）
+      if (Array.isArray(value) && value.length > 1) {
+        let name = value[1] || value[0] || ''
+        // 移除产品代码前缀
+        name = name.replace(/^[A-Z]{2,4}\d?\s*[-:：]?\s*/, '')
+        // 移除后缀说明（如 "- 性別, 年齡, 出生年月日"）
+        name = name.split(/[-—:：]/)[0].trim()
+        return name || null
+      }
+      return value
+    }
   },
-  // 产品类型
+  // 产品类型（保险类别）
   product_type: {
     priority: 2,
     patterns: [
@@ -34,9 +152,21 @@ const FIELD_RULES = {
       {
         type: 'content_match',
         rules: [
-          { keywords: ['储蓄', 'saving', '传承', '家传', '红利', '提取'], value: 'savings' },
+          // 储蓄型产品（新增"储蓄产品"关键字）
+          { keywords: ['储蓄产品', '储蓄型', '储蓄', 'saving', '传承', '家传', '红利', '提取'], value: 'savings' },
+          // 重疾型产品
           { keywords: ['重疾', 'critical', '守护', '严重疾病'], value: 'critical-illness' },
-          { keywords: ['人寿', 'life', '创富', '身故保障'], value: 'life-insurance' }
+          // 人寿型产品
+          { keywords: ['人寿', 'life', '创富', '身故保障', '壽險', '壽险'], value: 'life-insurance' }
+        ]
+      },
+      // 新增：从标题行推断（如 "LV3 长宁終身壽險計劃3" 中的"壽險"）
+      {
+        type: 'title_match',
+        rules: [
+          { pattern: /終身壽險|終身寿险|壽險計劃|寿险计划/, value: 'life-insurance' },
+          { pattern: /儲蓄計劃|储蓄计划|儲蓄產品|储蓄产品/, value: 'savings' },
+          { pattern: /重疾|嚴重疾病/, value: 'critical-illness' }
         ]
       }
     ],
@@ -70,25 +200,12 @@ const FIELD_RULES = {
     priority: 4,
     patterns: [
       // 匹配 "年繳保費繳費年期" 或 "缴费年期" 后面的列表
-      // 策略：匹配到包含 "年" 或 "整付" 的所有行，直到遇到其他关键字
+      // 策略：使用通用匹配函数识别各种格式的缴费年期选项
       {
         type: 'smart_list_extract',
         startPattern: /(?:年繳保費)?繳費年期[：:\s]*\n/,
         endKeywords: ['提取', '保險期間', '保险期间', '投保年龄', '投保年齡', '選是', '選項', 'GC宏', 'FA宏', 'LV2'],
-        itemFilter: (line) => {
+        itemFilter: (line) => isValidPaymentPeriod(line)
-          const trimmed = line.trim()
-          // 排除包含"投保年龄"等关键字的行
-          if (trimmed.includes('投保') || trimmed.includes('年龄') || trimmed.includes('年齡')) {
-            return false
-          }
-          // 精确匹配 "整付" 或 "X年" 格式
-          return trimmed && (
-            /^\d+\s*年$/.test(trimmed) ||
-            trimmed === '整付' ||
-            /^\d+年$/.test(trimmed) ||
-            /^[-•·]\s*\d+\s*年$/.test(trimmed)  // 支持列表格式 "- 3年"
-          )
-        }
       }
     ],
     fallback: ['整付', '3年', '5年'],
@@ -96,24 +213,17 @@ const FIELD_RULES = {
     postProcess: (values) => {
       // 过滤并标准化
       const normalized = values
-        .map(v => v.trim())
+        .map(v => normalizePaymentPeriod(v))
-        // 排除包含"投保"等无效关键字
+        .filter(v => v && isValidPaymentPeriod(v))
-        .filter(v => v && !v.includes('投保') && !v.includes('年龄') && !v.includes('年齡'))
-        .filter(v => v.includes('年') || v.includes('整付'))
-        .map(v => {
-          // 提取数字+年格式
-          const match = v.match(/(\d+)\s*年|整付/i)
-          if (match) {
-            return match[0].includes('整付') ? '整付' : `${match[1]}年`
-          }
-          return v
-        })
-      // 去重、排序
+      // 去重、排序（整付放最前，其他按数字排序）
       return [...new Set(normalized)].sort((a, b) => {
         if (a === '整付') return -1
         if (b === '整付') return 1
-        return parseInt(a) - parseInt(b)
+        // 提取数字进行排序
+        const numA = parseInt(a.match(/\d+/)?.[0] || '999')
+        const numB = parseInt(b.match(/\d+/)?.[0] || '999')
+        return numA - numB
       })
     }
   },
@@ -252,6 +362,11 @@ function extractField(content, fieldName) {
           patternDesc = `content_match(${pattern.rules.length} rules)`
           break
+        case 'title_match':
+          match = matchByTitle(content, pattern.rules)
+          patternDesc = `title_match(${pattern.rules.length} rules)`
+          break
+
         case 'count_match':
           match = matchByCount(content, pattern.rules)
           patternDesc = `count_match(${pattern.rules.length} rules)`
@@ -276,6 +391,11 @@ function extractField(content, fieldName) {
           match = extractRange(content, pattern.pattern)
           patternDesc = `range_extract`
           break
+
+        case 'options_extract':
+          match = extractOptionsFields(content, pattern.keyword)
+          patternDesc = `options_extract(${pattern.keyword})`
+          break
       }
     } else if (pattern instanceof RegExp) {
       // 正则表达式匹配
@@ -331,6 +451,120 @@ function matchByContent(content, rules) {
 }
 /**
+ * 通过标题模式匹配
+ *
+ * @description 从文档标题或产品名称行中匹配产品类型
+ * @param {string} content - 文档内容
+ * @param {Array} rules - 匹配规则数组
+ * @returns {string|null} 匹配的值
+ */
+function matchByTitle(content, rules) {
+  // 提取可能的产品标题行（通常在文档开头）
+  const lines = content.split('\n').slice(0, 20) // 只检查前20行
+  const titleLines = lines.filter(line => {
+    const trimmed = line.trim()
+    // 标题行通常包含产品代码、产品名称等
+    return trimmed.length > 5 && trimmed.length < 100 &&
+           (/[A-Z]{2,4}\d?/.test(trimmed) ||
+            /計劃|计划|保障|保险|壽險|壽险/.test(trimmed))
+  })
+
+  // 合并标题行进行匹配
+  const titleText = titleLines.join('\n')
+
+  for (const rule of rules) {
+    if (rule.pattern && rule.pattern.test(titleText)) {
+      return rule.value
+    }
+  }
+
+  return null
+}
+
+/**
+ * 从"选项"段落提取字段
+ *
+ * @description 识别 "XXX選項:" 或 "XXX选项:" 格式的段落，提取其中的字段列表
+ * 示例：
+ * - "基本人壽保障選項:" 之后的性别、年龄等字段
+ * - "提取選項:" 之后的提取方式
+ * @param {string} content - 文档内容
+ * @param {string} optionKeyword - 选项关键词（如 "基本人壽保障選項"）
+ * @returns {Array<{name: string, description: string}>|null} 提取的字段列表
+ */
+function extractOptionsFields(content, optionKeyword) {
+  // 匹配 "XXX選項:" 或 "XXX选项:" 格式
+  const pattern = new RegExp(`${optionKeyword}[：:\\s]*\\n([\\s\\S]*?)(?=\\n\\n|\\n[A-Z]|\\n\\d+\\.\\s|$)`, 'gm')
+  const match = content.match(pattern)
+
+  if (!match) return null
+
+  const optionContent = match[0]
+  const fields = []
+
+  // 按行分割，提取字段名和描述
+  const lines = optionContent.split('\n').slice(1) // 跳过标题行
+
+  for (const line of lines) {
+    const trimmed = line.trim()
+    if (!trimmed) continue
+
+    // 常见字段格式：
+    // 1. "性別" - 纯字段名
+    // 2. "年齡 (1-75岁)" - 字段名 + 范围说明
+    // 3. "- 出生年月日" - 列表格式
+    // 4. "提取金额: 指定金额" - 字段名 + 描述
+
+    // 提取字段名（去除列表符号和说明）
+    const fieldMatch = trimmed.match(/^(?:[-•·]\s*)?([^:：（(]+)/)
+    if (fieldMatch) {
+      const fieldName = fieldMatch[1].trim()
+      if (fieldName && fieldName.length > 0 && fieldName.length < 20) {
+        fields.push({
+          name: fieldName,
+          description: trimmed // 保留完整描述
+        })
+      }
+    }
+  }
+
+  return fields.length > 0 ? fields : null
+}
+
+/**
+ * 查找所有"选项"段落
+ *
+ * @description 扫描文档中所有包含"選項"或"选项"的段落标题
+ * @param {string} content - 文档内容
+ * @returns {Array<{keyword: string, startIndex: number, fields: Array}>} 选项段落列表
+ */
+function findAllOptionSections(content) {
+  const sections = []
+
+  // 匹配所有 "XXX選項:" 或 "XXX选项:" 格式
+  const pattern = /([^\n]*(?:選項|选项|選是)[：:]?)/gm
+  let match
+
+  while ((match = pattern.exec(content)) !== null) {
+    const keyword = match[1].trim()
+    const startIndex = match.index
+
+    // 提取该选项下的字段
+    const fields = extractOptionsFields(content, keyword.replace(/[：:]/g, ''))
+
+    if (fields && fields.length > 0) {
+      sections.push({
+        keyword,
+        startIndex,
+        fields
+      })
+    }
+  }
+
+  return sections
+}
+
+/**
  * 通过统计匹配内容
  */
 function matchByCount(content, rules) {
--- a/src/config/plan-templates.js
View file @2c59489
+++ b/src/config/plan-templates.js
View file @2c59489
@@ -368,6 +368,24 @@ export const PLAN_TEMPLATES = {
       submit_mapping: savingsSubmitMapping
     }
   },
+
+  /**
+   * 长宁終身壽險計劃3
+   * @added 2026-02-15T06:30:03.691Z
+   * @source docs/to-parse/计划书模版4.docx
+   */
+  'life-insurance-3-d8fde07d': {
+    name: '长宁終身壽險計劃3',
+    component: 'LifeInsuranceTemplate',
+    config: {
+      currency: 'USD',
+      payment_periods: ["5年","12年","15年","20年"],
+      age_range: { min: 0, max: 75 },
+      insurance_period: '终身',
+      form_schema: protectionFormSchema,
+      submit_mapping: baseSubmitMapping
+    }
+  }
 }
 /**
--- a/src/utils/mockData.js
View file @2c59489
+++ b/src/utils/mockData.js
View file @2c59489
@@ -415,9 +415,11 @@ export async function mockProductListAPI(params) {
   const list = []
   const startIndex = page * limit
-  // 🔧 测试商品：第一页第一位固定为储蓄产品（form_sn:savings-product-30b41aae）
+  // 🔧 测试商品：第一页前两位固定为测试产品
   if (page === 0) {
     const testCategory = PRODUCT_CATEGORIES.find(c => parseInt(c.id) === 1)
+
+    // 测试商品1: 储蓄产品
     const testProduct1 = {
       id: 'savings-2-148b3acd',
       product_name: '测试计划书-智享未来2（form_sn:savings-2-148b3acd）',
@@ -432,19 +434,38 @@ export async function mockProductListAPI(params) {
       _test_note: 'form_sn:savings-2-148b3acd'
     }
-    // 检查分类和关键词过滤
+    // 测试商品2: 人寿保险产品
+    const testProduct2 = {
+      id: 'life-insurance-3-d8fde07d',
+      product_name: '测试计划书-人生无忧3（form_sn:life-insurance-3-d8fde07d）',
+      cover_image: 'https://picsum.photos/seed/life-insurance-3-d8fde07d/400/300',
+      recommend: 'hot',
+      form_sn: 'life-insurance-3-d8fde07d', // ✅ 关键字段：对应真实 API 的 form_sn
+      created_time: new Date().toISOString(),
+      categories: [testCategory], // ✅ 符合真实 API 结构：categories 是数组
+      tags: [{ id: '1', name: '热销', bg_color: '#FEE2E2', text_color: '#DC2626' }],
+      // 测试标识（不影响业务逻辑）
+      _test: true,
+      _test_note: 'form_sn:life-insurance-3-d8fde07d'
+    }
+
+    // 检查分类和关键词过滤，依次添加测试商品
+    const testProducts = [testProduct1, testProduct2]
+
+    testProducts.forEach((testProduct, index) => {
       let shouldInclude = true
-    if (cid && !testProduct1.categories.some(c => parseInt(c.id) === parseInt(cid))) {
+      if (cid && !testProduct.categories.some(c => parseInt(c.id) === parseInt(cid))) {
         shouldInclude = false
       }
-    if (keyword && !testProduct1.product_name.includes(keyword)) {
+      if (keyword && !testProduct.product_name.includes(keyword)) {
         shouldInclude = false
       }
       if (shouldInclude) {
-      list.push(testProduct1)
+        list.push(testProduct)
-      console.log('[Mock] listAPI - 测试商品已置顶: form_sn=savings-2-148b3acd')
+        console.log(`[Mock] listAPI - 测试商品${index + 1}已置顶: form_sn=${testProduct.form_sn}`)
       }
+    })
   }
   for (let i = 0; i < limit; i++) {