chore(config): 禁用 Mock 数据并移除测试计划书模板

- 将 USE_MOCK_DATA 从 true 改为 false
- 移除测试计划书模板：测试计划书-智享未来2、长宁終身壽險計劃3

Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>

 /*
  * @Date: 2026-02-13 01:05:52
  * @LastEditors: hookehuyr hookehuyr@gmail.com
- * @LastEditTime: 2026-02-14 21:14:19
+ * @LastEditTime: 2026-02-15 14:59:27
  * @FilePath: /manulife-weapp/src/config/app.js
  * @Description: 应用配置
  */
@@ -29,7 +29,7 @@
  * // 关闭 Mock 数据（生产环境）
  * USE_MOCK_DATA = false
  */
-export const USE_MOCK_DATA = true
+export const USE_MOCK_DATA = false
 
 /**
  * 根据 NODE_ENV 自动判断是否使用 Mock

@@ -342,50 +342,6 @@ export const PLAN_TEMPLATES = {
       submit_mapping: savingsSubmitMapping
     }
   },
-
-  /**
-   * 测试计划书-智享未来2
-   * @added 2026-02-14T14:12:31.658Z
-   * @source docs/to-parse/测试计划书-智享未来2.md
-   */
-  'savings-2-148b3acd': {
-    name: '测试计划书-智享未来2',
-    component: 'SavingsTemplate',
-    category: 'savings',
-    config: {
-      currency: 'USD',
-      payment_periods: ["整付","3年","5年"],
-      age_range: { min: 0, max: 75 },
-      insurance_period: '终身',
-      withdrawal_plan: {
-        enabled: true,
-        currencies: ['HKD', 'USD', 'CNY'],
-        default_currency: 'USD',
-        withdrawal_modes: ["年龄指定金额","最高固定金额"],
-        withdrawal_periods: ["1年","3年","5年","10年"]
-      },
-      form_schema: savingsFormSchema,
-      submit_mapping: savingsSubmitMapping
-    }
-  },
-
-  /**
-   * 长宁終身壽險計劃3
-   * @added 2026-02-15T06:30:03.691Z
-   * @source docs/to-parse/计划书模版4.docx
-   */
-  'life-insurance-3-d8fde07d': {
-    name: '长宁終身壽險計劃3',
-    component: 'LifeInsuranceTemplate',
-    config: {
-      currency: 'USD',
-      payment_periods: ["5年","12年","15年","20年"],
-      age_range: { min: 0, max: 75 },
-      insurance_period: '终身',
-      form_schema: protectionFormSchema,
-      submit_mapping: baseSubmitMapping
-    }
-  }
 }
 
 /**