feat(用户认证): 添加银行卡和身份证相关字段用于完善用户信息

在用户认证流程中增加银行卡照片、身份证正反面照片、身份证有效期及地址等字段
这些字段用于加强用户身份验证和合规要求
同时更新权限检查逻辑和用户状态管理以匹配新字段

 /*
  * @Date: 2023-12-22 10:29:37
  * @LastEditors: hookehuyr hookehuyr@gmail.com
- * @LastEditTime: 2025-08-05 17:44:27
+ * @LastEditTime: 2025-08-07 14:42:13
  * @FilePath: /jgdl/src/api/index.js
  * @Description: 用户相关API接口
  */
@@ -39,7 +39,13 @@ export const payCheckAPI = (params) => fn(fetch.post(Api.PAY_CHECK, params));
  * @param name 真实姓名
  * @param bank_id 开户行id
  * @param bank_no 银行卡号
+ * @param bank_img 银行卡正面照
  * @param idcard 身份证号
+ * @param idcard_1_img 身份证正面照
+ * @param idcard_2_img 身份证反面照
+ * @param idcard_effect_begin 身份证有效期开始
+ * @param idcard_effect_end 身份证有效期结束
+ * @param idcard_address 身份证地址
  * @param is_signed 是否阅读协议
  * @returns
  */

@@ -1165,7 +1165,7 @@ const checkUserPermission = async () => {
                         Taro.navigateTo({
                             url: '/pages/register/index'
                         })
-                    } else if (permissionResult.missingFields.includes('name') || permissionResult.missingFields.includes('bank_id') || permissionResult.missingFields.includes('bank_no') || permissionResult.missingFields.includes('idcard')) {
+                    } else if (permissionResult.missingFields.includes('name') || permissionResult.missingFields.includes('bank_id') || permissionResult.missingFields.includes('bank_no') || permissionResult.missingFields.includes('idcard') || permissionResult.missingFields.includes('bank_img') || permissionResult.missingFields.includes('idcard_1_img') || permissionResult.missingFields.includes('idcard_2_img') || permissionResult.missingFields.includes('idcard_effect_begin') || permissionResult.missingFields.includes('idcard_effect_end') || permissionResult.missingFields.includes('idcard_address')) {
                         // 收款信息未填写
                         Taro.redirectTo({
                             url: '/pages/collectionSettings/index?target=sell'

 /*
  * @Date: 2025-01-08 18:00:00
  * @LastEditors: hookehuyr hookehuyr@gmail.com
- * @LastEditTime: 2025-08-06 17:43:41
+ * @LastEditTime: 2025-08-07 14:43:22
  * @FilePath: /jgdl/src/stores/user.js
  * @Description: 用户状态管理
  */
@@ -29,6 +29,12 @@ export const useUserStore = defineStore('user', {
                 bank_no: '',
                 idcard: '',
                 is_signed: false,
+                bank_img: '',
+                idcard_1_img: '',
+                idcard_2_img: '',
+                idcard_effect_begin: '',
+                idcard_effect_end: '',
+                idcard_address: '',
             },
             isAuthenticated: false,
             isLoading: false
@@ -124,6 +130,12 @@ export const useUserStore = defineStore('user', {
                 bank_no: '',
                 idcard: '',
                 is_signed: false,
+                bank_img: '',
+                idcard_1_img: '',
+                idcard_2_img: '',
+                idcard_effect_begin: '',
+                idcard_effect_end: '',
+                idcard_address: '',
             }
             this.isAuthenticated = false
         },

 /*
  * @Date: 2025-01-08 18:00:00
  * @LastEditors: hookehuyr hookehuyr@gmail.com
- * @LastEditTime: 2025-08-06 17:43:47
+ * @LastEditTime: 2025-08-07 14:43:39
  * @FilePath: /jgdl/src/utils/permission.js
  * @Description: 权限控制工具函数
  */
@@ -40,7 +40,7 @@ const PERMISSION_CONFIG = {
     [PERMISSION_TYPES.SELL_CAR]: {
         message: '发布车源需要先完善个人信息',
         redirectUrl: '/pages/register/index',
-        checkFields: ['phone', 'name', 'bank_id', 'bank_no', 'idcard']
+        checkFields: ['phone', 'name', 'bank_id', 'bank_no', 'idcard', 'bank_img', 'idcard_1_img', 'idcard_2_img', 'idcard_effect_begin', 'idcard_effect_end', 'idcard_address']
     },
     [PERMISSION_TYPES.BUY_CAR]: {
         message: '购买车辆需要先完善个人信息',