feat(plan): 优化提取金额字段并新增每年提取字段

- 统一所有储蓄型产品的提取币种为 USD
- 新增每年提取金额字段 (annual_withdrawal_amount)
- 新增每年递增提取百分比字段 (annual_increase_percentage)
- 添加 inputLabel prop 支持动态提示文字
- 修复百分比输入的类型转换和实时验证
- 修复 AmountKeyboard 组件属性类型不匹配问题
- 修复 ESLint 警告：使用 Number.isNaN() 替代 isNaN()

影响文件:
- src/config/plan-templates.js: 币种统一为 USD
- src/components/plan/PlanFields/AmountKeyboard.vue: 添加 inputLabel prop
- src/components/plan/PlanTemplates/SavingsTemplate.vue: 新增字段和验证逻辑
- src/components/plan/PlanFormContainer.vue: 添加字段映射和数据转换
- src/components/plan/PlanTemplates/*Template.vue: 添加 inputLabel 使用

Co-Authored-By: Claude Sonnet 4.5 <noreply@anthropic.com>

@@ -85,6 +85,12 @@ paths:
                 product_id:
                   type: integer
                   title: 产品id
+                annual_withdrawal_amount:
+                  type: integer
+                  title: 每年提取金额
+                annual_increase_percentage:
+                  type: integer
+                  title: 每年递增提取百分比
               required:
                 - customer_name
                 - customer_gender
@@ -100,6 +106,8 @@ paths:
                 - smoking_status
                 - total_premium
                 - product_id
+                - annual_increase_percentage
+                - annual_withdrawal_amount
               x-apifox-orders:
                 - customer_name
                 - customer_gender
@@ -115,6 +123,8 @@ paths:
                 - withdrawal_period
                 - smoking_status
                 - total_premium
+                - annual_withdrawal_amount
+                - annual_increase_percentage
             example: "{\r\n        customer_name: '张三',\r\n        customer_gender: 'male',\r\n        customer_age: 30,\r\n        annual_premium: 5000,\r\n        payment_years: '10年',\r\n        currency_type: 'CNY',\r\n        product_id: 1\r\n    }"
       responses:
         '200':
@@ -166,4 +176,4 @@ servers:
     description: 正式环境
 security: []
 
-```
+```\

@@ -40,7 +40,6 @@ const Api = {
       file_name: string; // 附件名
       file_size: string; // 附件大小
       file_size_formatted: string; // 附件大小（转换过显示）
-      extension?: string; // 文件扩展名（优先使用）
     }>;
     cover_image: string; // 产品封面图
  *   };

@@ -3,32 +3,35 @@ import { fn, fetch } from '@/api/fn';
 const Api = {
   Add: '/srv/?a=proposal&t=add',
   Delete: '/srv/?a=proposal&t=delete',
-  View: '/srv/?a=proposal&t=view',
   List: '/srv/?a=proposal&t=list',
-};
+  View: '/srv/?a=proposal&t=view',
+}
 
 /**
  * @description 新增计划书
+ * @remark 
  * @param {Object} params 请求参数
  * @param {string} params.customer_name 申请人
  * @param {string} params.customer_gender 性别
- * @param {number} params.customer_age 年龄
+ * @param {integer} params.customer_age 年龄
  * @param {string} params.customer_birthday 出生年月日
- * @param {number} params.annual_premium 保额
- * @param {string} params.payment_years 缴费年期
+ * @param {integer} params.annual_premium 保额
+ * @param {string} params.payment_years 繳費年期
  * @param {string} params.currency_type 币种
  * @param {string} params.allow_reduce_amount 是否容许减少名义金额
  * @param {string} params.withdrawal_option 提取选项
- * @param {number} params.withdrawal_start_age 提取开始年龄
- * @param {number} params.withdrawal_period 提取期（年）
+ * @param {integer} params.withdrawal_start_age 提取开始年龄
+ * @param {integer} params.withdrawal_period 提取期（年）
  * @param {string} params.smoking_status 是否吸烟
- * @param {number} params.total_premium 总保费金额
- * @param {number} params.product_id 产品id
+ * @param {integer} params.total_premium 总保费金额
+ * @param {integer} params.product_id 产品id
+ * @param {integer} params.annual_withdrawal_amount 每年提取金额
+ * @param {integer} params.annual_increase_percentage 每年递增提取百分比
  * @returns {Promise<{
  *   code: number; // 状态码
  *   msg: string; // 消息
  *   data: {
- *     order_id: string; // 订单ID
+    order_id: string; // 
  *   };
  * }>}
  */
@@ -36,55 +39,58 @@ export const addAPI = (params) => fn(fetch.post(Api.Add, params));
 
 /**
  * @description 删除计划书
+ * @remark 
  * @param {Object} params 请求参数
- * @param {string} params.i 计划书id
  * @returns {Promise<{
  *   code: number; // 状态码
  *   msg: string; // 消息
+ *   data: any;
  * }>}
  */
 export const deleteAPI = (params) => fn(fetch.post(Api.Delete, params));
 
 /**
- * @description 查看计划书
+ * @description 计划书列表
+ * @remark 
  * @param {Object} params 请求参数
- * @param {string} params.i 计划书id
+ * @param {string} params.status (可选) 3：待处理，5：处理中，7：已生成，9：已查看
+ * @param {string} params.keyword (可选) 
+ * @param {string} params.limit (可选) 
+ * @param {string} params.page (可选) 
  * @returns {Promise<{
  *   code: number; // 状态码
  *   msg: string; // 消息
+ *   data: {
+    list: Array<{
+      id: integer; // 
+      customer_name: string; // 申请人
+      product_name: string; // 产品名
+      categories: Array<{
+        id: string; // 分类id
+        name: string; // 分类名
+      }>;
+      created_time: string; // 创建时间
+      order_status: string; // 状态
+      proposal_files: Array<{
+        file_name: string; // 名称
+        file_url: string; // 地址
+        id: integer; // 
+      }>;
+    }>;
+    total: string; // 
+ *   };
  * }>}
  */
-export const viewAPI = (params) => fn(fetch.post(Api.View, params));
+export const listAPI = (params) => fn(fetch.get(Api.List, params));
 
 /**
- * @description 计划书列表
+ * @description 查看计划书
+ * @remark 
  * @param {Object} params 请求参数
- * @param {string} [params.status] 状态筛选（3：待处理，5：处理中，7：已生成，9：已查看）
- * @param {string} [params.keyword] 搜索关键词
- * @param {string} [params.limit] 每页数量（默认10）
- * @param {string} [params.page] 页码（默认0）
  * @returns {Promise<{
  *   code: number; // 状态码
  *   msg: string; // 消息
- *   data: {
- *     list: Array<{
- *       id: number; // 计划书id
- *       customer_name: string; // 申请人
- *       product_name: string; // 产品名
- *       categories: Array<{
- *         id: string; // 分类id
- *         name: string; // 分类名
- *       }>; // 分类
- *       created_time: string; // 创建时间
- *       order_status: string; // 状态
- *       proposal_files: Array<{
- *         file_name: string; // 文件名称
- *         file_url: string; // 文件地址
- *         id: number; // 文件id
- *       }>; // 生成的计划书
- *     }>; // 计划书列表
- *     total: string; // 总数
- *   };
+ *   data: any;
  * }>}
  */
-export const listAPI = (params) => fn(fetch.get(Api.List, params));
+export const viewAPI = (params) => fn(fetch.post(Api.View, params));

@@ -53,7 +53,7 @@
         <!-- 内容容器 -->
         <view class="relative z-10 w-full px-8 flex flex-col items-center">
           <!-- 顶部提示文字 -->
-          <view class="text-sm text-gray-400 font-normal tracking-wide mb-6">请输入保额金额</view>
+          <view class="text-sm text-gray-400 font-normal tracking-wide mb-6">{{ inputLabel }}</view>
 
           <!-- 垂直布局核心区域 -->
           <view class="flex flex-col items-center justify-center w-full mb-8">
@@ -155,6 +155,16 @@ const props = defineProps({
   },
 
   /**
+   * 键盘弹窗顶部提示文字
+   * @type {string}
+   * @default '请输入保额金额'
+   */
+  inputLabel: {
+    type: String,
+    default: '请输入保额金额'
+  },
+
+  /**
    * 绑定的值（单位：分）
    * @type {number}
    * @example 100000 表示 1000.00 元

@@ -267,7 +267,10 @@ const submit = async () => {
       withdrawal_mode: 'withdrawal_option',  // 提取选项
       withdrawal_start_age: 'withdrawal_start_age',  // 提取开始年龄
       withdrawal_period: 'withdrawal_period',       // 提取期
-      currency_type: 'currency_type'        // 币种类型
+      currency_type: 'currency_type',        // 币种类型
+      // 新增字段映射
+      annual_withdrawal_amount: 'annual_withdrawal_amount',        // 每年提取金额
+      annual_increase_percentage: 'annual_increase_percentage'       // 每年递增提取百分比
     }
 
     // 构建请求数据
@@ -286,7 +289,18 @@ const submit = async () => {
           const coverageInYuan = (formData.value[key] / 100).toFixed(2)
           console.log(`[PlanFormContainer] coverage 转换: ${key} (${formData.value[key]} 分) → ${apiField} (${coverageInYuan} 元)`)
           requestData[apiField] = coverageInYuan
-        } else {
+        }
+        // 特殊处理：annual_withdrawal_amount（分）需要转换为元
+        else if (key === 'annual_withdrawal_amount') {
+          const amountInYuan = (formData.value[key] / 100).toFixed(2)
+          console.log(`[PlanFormContainer] annual_withdrawal_amount 转换: ${key} (${formData.value[key]} 分) → ${apiField} (${amountInYuan} 元)`)
+          requestData[apiField] = amountInYuan
+        }
+        // 特殊处理：annual_increase_percentage（直接传递，已是字符串）
+        else if (key === 'annual_increase_percentage') {
+          requestData[apiField] = formData.value[key]
+        }
+        else {
           requestData[apiField] = formData.value[key]
         }
       } else if (key === 'total_amount') {

@@ -41,6 +41,7 @@
       v-model="form.coverage"
       label="保额"
       placeholder="请输入保额"
+      :input-label="'请输入保额金额'"
       :currency="config.currency"
       :required="true"
       class="mb-5"

@@ -41,6 +41,7 @@
       v-model="form.coverage"
       label="保额"
       placeholder="请输入保额"
+      :input-label="'请输入保额金额'"
       :currency="config.currency"
       :required="true"
       class="mb-5"

@@ -41,6 +41,7 @@
       v-model="form.coverage"
       label="年缴保费"
       placeholder="请输入年缴保费"
+      :input-label="'请输入年缴保费金额'"
       :currency="config.currency"
       :required="true"
       class="mb-5"
@@ -96,16 +97,16 @@
 
           <!-- 按年岁 -->
           <template v-if="form.specified_amount_type === '按年岁'">
-            <!-- 提取金额币种（只读） -->
-            <div class="mb-5">
-              <div class="text-sm text-gray-600 mb-2 flex items-center">
-                <span class="text-red-500 mr-1">*</span>
-                <span>提取金额币种</span>
-              </div>
-              <div class="px-4 py-3 bg-gray-50 rounded-lg border border-gray-200">
-                <span class="text-gray-900">{{ currencyLabel }}</span>
-              </div>
-            </div>
+            <!-- 每年提取金额 -->
+            <PlanFieldAmount
+              v-model="form.annual_withdrawal_amount"
+              label="每年提取金额"
+              placeholder="请输入每年提取金额"
+              :input-label="'请输入每年提取金额'"
+              :currency="config.withdrawal_plan.default_currency"
+              :required="true"
+              class="mb-5"
+            />
 
             <!-- 由几岁开始 -->
             <PlanFieldAgePicker
@@ -133,9 +134,10 @@
                 <span>每年递增提取之百分比（%）</span>
               </div>
               <nut-input
-                v-model="form.increase_rate"
+                v-model="form.annual_increase_percentage"
                 type="digit"
                 placeholder="请输入递增百分比"
+                @input="onPercentageInput"
                 class="w-full"
               />
             </div>
@@ -272,7 +274,9 @@ const initializeForm = (value) => {
     withdrawal_enabled: value.withdrawal_enabled || '否',
     withdrawal_mode: value.withdrawal_mode || '指定提取金额',
     specified_amount_type: value.specified_amount_type || '按年岁',
-    withdrawal_currency: value.withdrawal_currency || props.config?.withdrawal_plan?.default_currency || 'HKD'
+    // 新字段默认值（使用 null 以匹配 AmountKeyboard 的 Number 类型）
+    annual_withdrawal_amount: value.annual_withdrawal_amount ?? null,
+    annual_increase_percentage: value.annual_increase_percentage ?? null
   })
 }
 
@@ -304,7 +308,9 @@ watch(
         withdrawal_enabled: newVal.withdrawal_enabled || '否',
         withdrawal_mode: newVal.withdrawal_mode || '指定提取金额',
         specified_amount_type: newVal.specified_amount_type || '按年岁',
-        withdrawal_currency: newVal.withdrawal_currency || props.config?.withdrawal_plan?.default_currency || 'HKD'
+        // 新字段默认值（使用 null 以匹配 AmountKeyboard 的 Number 类型）
+        annual_withdrawal_amount: newVal.annual_withdrawal_amount ?? null,
+        annual_increase_percentage: newVal.annual_increase_percentage ?? null
       })
       previousModelValue = newVal
     }
@@ -322,22 +328,6 @@ watch(
 )
 
 /**
- * 提取金额币种标签（用于显示）
- * @type {ComputedRef<string>}
- * @description 显示币种的完整名称，如"港币 HKD"
- */
-const currencyLabel = computed(() => {
-  const currencyCode = props.config?.withdrawal_plan?.default_currency || 'HKD'
-  const currencyNames = {
-    'HKD': '港币',
-    'USD': '美元',
-    'CNY': '人民币',
-    'EUR': '欧元'
-  }
-  return `${currencyNames[currencyCode] || currencyCode} ${currencyCode}`
-})
-
-/**
  * 提取年期选项（从配置读取）
  * @type {ComputedRef<Array<string>>}
  */
@@ -366,9 +356,8 @@ const onWithdrawalModeChange = (mode) => {
   if (mode === '最高固定提取金额') {
     // 最高固定金额模式不需要指定金额的相关字段
     delete form.specified_amount_type
-    delete form.withdrawal_currency
-    delete form.annual_amount
-    delete form.increase_rate
+    delete form.annual_withdrawal_amount
+    delete form.annual_increase_percentage
   } else if (mode === '指定提取金额') {
     // 指定提取金额模式（按年岁），保留现有字段
   }
@@ -385,16 +374,53 @@ watch(
       // 清除所有提取计划相关字段
       delete form.withdrawal_mode
       delete form.specified_amount_type
-      delete form.withdrawal_currency
       delete form.withdrawal_start_age
       delete form.withdrawal_period
-      delete form.annual_amount
-      delete form.increase_rate
+      delete form.annual_withdrawal_amount
+      delete form.annual_increase_percentage
     }
   }
 )
 
 /**
+ * 百分比输入限制（实时）
+ * @description 限制百分比输入为有效数值，最多2位小数
+ *              只允许输入数字和一个小数点
+ * @param {string} value - 输入值
+ */
+const onPercentageInput = (value) => {
+  // 转换为字符串（处理 value 为 null 或其他类型的情况）
+  let strValue = String(value ?? '')
+
+  // 移除所有非数字字符（保留小数点）
+  let cleaned = strValue.replace(/[^0-9.]/g, '')
+
+  // 只允许一个小数点
+  const parts = cleaned.split('.')
+  if (parts.length > 2) {
+    cleaned = parts[0] + '.' + parts.slice(1).join('')
+  }
+
+  // 限制小数位数为2位
+  if (parts.length === 2 && parts[1].length > 2) {
+    cleaned = parts[0] + '.' + parts[1].slice(0, 2)
+  }
+
+  // 限制范围：0-100
+  const numValue = parseFloat(cleaned)
+  if (!Number.isNaN(numValue)) {
+    if (numValue > 100) {
+      cleaned = '100'
+    } else if (numValue < 0) {
+      cleaned = '0'
+    }
+  }
+
+  // 更新表单值
+  form.annual_increase_percentage = cleaned
+}
+
+/**
  * 表单校验
  * @returns {boolean} 是否通过校验
  */
@@ -455,14 +481,21 @@ const validate = () => {
         }
 
         if (form.specified_amount_type === '按年岁') {
-          if (!form.withdrawal_currency) {
-            Taro.showToast({ title: '请选择提取金额币种', icon: 'none' })
+          if (!form.annual_withdrawal_amount || form.annual_withdrawal_amount === '') {
+            Taro.showToast({ title: '请输入每年提取金额', icon: 'none' })
             return false
           }
-          if (form.increase_rate === undefined || form.increase_rate === '') {
+          if (form.annual_increase_percentage === undefined || form.annual_increase_percentage === '') {
             Taro.showToast({ title: '请输入每年递增提取之百分比', icon: 'none' })
             return false
           }
+
+          // 验证百分比范围
+          const percentage = parseFloat(form.annual_increase_percentage)
+          if (Number.isNaN(percentage) || percentage < 0 || percentage > 100) {
+            Taro.showToast({ title: '请输入0-100之间的百分比', icon: 'none' })
+            return false
+          }
         }
       } else if (form.withdrawal_mode === '最高固定提取金额') {
         if (form.withdrawal_start_age === undefined || form.withdrawal_start_age === '') {

@@ -123,7 +123,7 @@ export const PLAN_TEMPLATES = {
       withdrawal_plan: {
         enabled: true,
         currencies: ['HKD', 'USD', 'CNY'], // 支持的币种
-        default_currency: 'HKD',
+        default_currency: 'USD', // 统一为美元
         withdrawal_modes: [
           '年龄指定金额', // 方式1
           '最高固定金额'  // 方式2
@@ -159,7 +159,7 @@ export const PLAN_TEMPLATES = {
       withdrawal_plan: {
         enabled: true,
         currencies: ['HKD', 'USD', 'CNY'],
-        default_currency: 'HKD',
+        default_currency: 'USD', // 统一为美元
         withdrawal_modes: ['年龄指定金额', '最高固定金额'],
         withdrawal_periods: [
           '1年',
@@ -192,7 +192,7 @@ export const PLAN_TEMPLATES = {
       withdrawal_plan: {
         enabled: true,
         currencies: ['HKD', 'USD', 'CNY'],
-        default_currency: 'HKD',
+        default_currency: 'USD', // 统一为美元
         withdrawal_modes: ['年龄指定金额', '最高固定金额'],
         withdrawal_periods: [
           '1年',
@@ -226,7 +226,7 @@ export const PLAN_TEMPLATES = {
       withdrawal_plan: {
         enabled: true,
         currencies: ['HKD', 'USD', 'CNY'],
-        default_currency: 'HKD',
+        default_currency: 'USD', // 统一为美元
         withdrawal_modes: ['年龄指定金额', '最高固定金额'],
         withdrawal_periods: [
           '1年',